Perth Property Hub


Perth Property Hub

As house prices continue to rise, it’s become more important than ever before to wise up on the current market. When done right, property ownership can build long-term wealth and money for your retirement, but there’s lots of factors to consider before making such a big decision. Whether you’re a first-time buyer or a seasoned pro, it’s worth brushing up on your knowledge before investing in property in Western Australia, so follow guidance from an expert with 18 years of industry experience. Natalie Hatton, Founder of Property Uncut, shares her top 7 tips to help you navigate your journey.  

1. Do Your Research

As with any major financial commitment, Natalie advises doing your due diligence. “No matter how many times you’ve bought property in the past, it’s worth taking your time to research to make sure that you find a place that is perfect for you and your needs. There’s no denying that it’s a big investment – most likely one of the biggest you’ll make in your lifetime,” she says.

Before attending an open house viewing, she recommends considering these key points:

  • Are there any major zoning changes occurring or in the process of being approved? For example, there could be an apartment complex potentially built next to the property you’re considering
  • Will underground power be installed in the near future – this is a cost that you’ll need to factor into your budget 
  • Are there good transport options close by and if not, is there a possibility of transport being improved soon – this could have a positive return one day
  • Is there any possibility that local roads or major highways will be widened or built, affecting the boundaries of your property?
  • Shopping – pay attention to how close the nearest shops are and whether there might be cafes and restaurants within close proximity for you to enjoy 
  • Find out more about the local council – learn about their recent activities as well as their future goals and plans
  • Stay informed on the properties currently for sale and the ones that have already been sold 

2. Speak To A Mortgage Broker

Don’t fall in love with a property until you’re certain you can afford it. “Avoid potential heartache by assessing your budget. Then you can begin looking at what has sold in the area you’re considering and stay within your price range.

You might be tempted to go to your own bank directly for advice, but it might not work in your favour because they’re limited by the products and services they can offer. Speaking to a mortgage broker is free and they can source many different banks to find the right home loan that’ll suit your requirements. It’s also worth investigating if there are any government incentives or rebates available to you. Having a finance pre-approval will also put you in a strong position when making an offer on a property,” she explains.

3. Think About The Type Of Property You Want

Natalie suggests looking at all the options out there and really contemplating what you want to use the property for. “Start by considering if you’re interested in buying one that’s already established or planning on building something new entirely.

Ensure you’re well-versed in the similarities and differences between the various types:

  • House
  • Apartment or unit 
  • Villa
  • Townhouse
  • Duplex

If you’re looking into green title or strata-titled properties, there are a few different ones to consider:

  • Strata title 
  • Survey strata title
  • Purple title 
  • Community scheme strata title

Familiarising yourself with all the choices will help you make a better and more informed decision,” she adds.

4. Understand What You’ll Own

Before you sign on the dotted line, confirm what is common property and what you have permission to do on the lot. Natalie encourages anyone about to invest in real estate to “think about your future plans and goals and whether they align with the place you’re interested in. It’s also worth considering if there’s a maintenance plan. If you’re looking into strata-titled properties, make sure you’re clear on whether the place is being managed by a strata company or by one of the owners in the complex.”

5. Put Your Best Offer Forward

You’ve done the legwork and now the time has come for you to finally make an offer. Avoid missing out with Natalie’s top tip to “put your best offer forward – your walk-away price. That way if the property sells for $1 more, you won’t be left disappointed.”

6. Ask For A Copy Of The Contract

“Once you’re to make an offer, be sure to ask the agent for a copy of the contract before you sign. This will give you the opportunity to read it all through with a full understanding of what you are signing. That way if you have any queries, you’ll be prepared to ask them – rather than feeling rushed and missing your chance! Remember there’s no such thing as a silly question, so don’t be afraid to ask if the matter is important to you.”

7. Focus On You

There’s a reason it’s called an investment. The process will take up your time and money so don’t allow yourself to feel pressured by outside forces. Natalie stresses that “the decision to buy or invest in a property should be yours and yours alone. Follow your instinct and don’t lose sight of the long-term goals you have in mind.”

‘Property Uncut is a company that empowers people to buy and sell real estate with confidence. Their mission is to make the process fun and exciting – rather than stressful and overwhelming. To learn more, check out

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A collaboration of Perth Property Experts freely sharing their knowledge and expertise through a series of videos.